We regard arranging life assurance as our most important service.
Although some life assurance products can seem quite simple, professional advice is essential – to give you the peace of mind which comes from knowing that you definitely have the cover you need. There is a wide range of policies available, and we can advise on what is best for you and your family.
We carefully research the market in order to obtain the most competitive premiums for our clients. Even more importantly, we use our expertise to compare insurance companies in areas such as financial strength, administrative efficiency and payment of claims.
Life assurance is frequently overpriced, especially by large financial institutions. By consulting a Riverpark Independent adviser, you will ensure that you receive fair value for money.
Critical Illness Cover
This cover is frequently available as an additional benefit on a life assurance policy. The sum assured becomes payable should you suffer a defined critical illness. Many illnesses are covered but, in practice, most claims result from cancer, heart attack and stroke – and, the great majority of claims are successful.
The cover is available on its own, but it is usually better value to include it within a life policy, very often ensuring that a mortgage can be repaid in the event of the policyholder suffering a critical illness.
Initial consultations are free of charge. Where you ask us to arrange financial business on your behalf, You will pay for our services by a fee, which will be agreed before the advice is given.
All our financial advisers obtain an annual Statement of Professional Standing. This confirms that they are suitably qualified, that they subscribe to a code of ethics and that they have kept their knowledge up-to-date through continuing professional development.